The law of North Carolina and most states allow recovery for pain and suffering.  However, there is no other area of damages that has a tendency to cause reluctance or rejection by juries.  Pain is not an actual loss like medical bills or lost wages.  There is nothing the jury can put their finger

“Insurance” is not admissible in trials in North Carolina.  No witness can mention insurance, coverage, claims or anything associated with insurance.  The case will be you versus the defendant.  So, the jury will never even be told that there is any insurance at all.  Some jurors then are afraid to render a