Following an accident in Greensboro, it’s common for an insurance adjuster to contact you very quickly, sometimes within days. They may sound friendly and reassuring, and they might even offer you a settlement check. While this may seem like a quick and easy solution, accepting an early offer without legal counsel is one of the biggest mistakes you can make. The truth is, insurance companies are for-profit businesses, and their goal is to settle your claim for the lowest amount possible—often far less than what your case is truly worth.
At Roane Law, our Greensboro personal injury attorneys have extensive experience dealing with insurance companies and their tactics. We are here to help you understand the true value of your case, review any settlement offer you receive, and negotiate aggressively on your behalf. Don’t let an insurer pressure you into an unfair deal.
Why You Should Be Wary of an Early Settlement Offer
Insurance adjusters are skilled negotiators, and they have a distinct advantage over you. When they offer an early settlement, it is likely for one of the following reasons:
- To Minimize Payouts: The offer is often a lowball amount designed to make your claim “go away” before you realize the full extent of your injuries and damages.
- To Prevent Legal Action: They know that once you sign a settlement agreement, you forfeit your right to pursue further legal action. They hope you’ll accept the check and remove their liability.
- Your Injuries May Be More Severe Than You Think: Many injuries, such as whiplash, concussions, or soft tissue damage, may not show their full symptoms for days or even weeks after an accident. Accepting an early settlement means you won’t be able to recover for these delayed or long-term issues.
How a Greensboro Personal Injury Attorney Can Help
If you’ve received a settlement offer, your first step should be to contact an attorney. Here is how Roane Law can assist you:
- Case Valuation: We will conduct a thorough investigation to determine the true value of your case. This includes evaluating your current and future medical expenses, lost wages, loss of earning capacity, pain and suffering, and other damages.
- Negotiation: We will handle all communication with the insurance company, preventing you from accidentally saying something that could be used against you. We will present a strong case backed by evidence to demand a fair settlement.
- Litigation: If the insurance company refuses to make a fair offer, we are prepared to take your case to court to fight for the compensation you deserve.
As a personal injury victim, it is your right to seek full and fair compensation. For information on how to navigate the claims process, you can find helpful resources on the North Carolina Department of Insurance website, which provides guidance for consumers here.
Do Not Settle for Less
An insurance settlement offer is not a gift; it is a business transaction. Before you sign anything or accept a check, let the experienced attorneys at Roane Law review your case. We work on a contingency fee basis, which means you pay nothing unless we win your case. This ensures you have the resources to fight for a just outcome without any upfront cost.